The first person either doesn't believe God exists or has no interest in knowing God.
The Second believes God exists, but depends on her own effort or religion to work her way to God.
The Third realizes that she cannot work her way to God and trusts in Christ alone to save her by grace.
"Lord Jesus, I believe You are the Son of God who died on the cross for my sins and rose again. As of this moment, I am trusting in You-and You alone-as my Savior and only way of salvation. Thank you for forgiving me and giving me the gift of eternal life. Help me become what You want me to be. Amen"